The first year of marriage is always marital bliss, especially when you have heaps of debt behind your name. While there’s nothing wrong with dreaming up the perfect wedding – bells and whistles included – walking down the aisle doesn’t have to mean walking straight into wedding debt.

Overspending on your wedding day may just cancel out the marital bliss everyone enthusiastically talks about. According to a 2019 study by LendingTree concluded that 45% of newlyweds between the ages of 18 and 53 went into debt to pay for the wedding. And with many South African couples paying between R80 000 – R120 000, as per Standard Bank, it’s no surprise why.

While getting married can be an expensive business, sometimes it helps to stop and think before making a big purchase on Kim Kardashian-esque flower wall.

Trade debt for memories 

Sometimes it’s easy to get caught up in the tasks and balance sheets of planning a wedding, but it’s important to remember why everyone is really attending your wedding – love. The food, DJ, wedding photographer, and signature drink are just the cherry on top of your love and commitment cake, and it’s important to keep this at the centre of your planning.

Get on the same page

According to the same 2019 study, nearly 76% of newlyweds who reported they went into debt also stated they argued over wedding-related expenses. The remedy? Bridal couples need to get on the same page when determining what they’re spending their hard-earned cash on. Creating a wedding budget and discussing expense details are two ways for avid debt collectors. If you’re looking to splurge on an open bar, make sure you’re both comfortable with how long it will be “open,” what liquor will be available, and what the total will come to.

Stick to your boundaries

We’ve all heard the phrase: “keeping up with the Joneses,” but sometimes it’s okay to watch them cruise on by. Planning a wedding can feel overwhelming which can easily lead to bridal couples listening to the opinions of others. A great way to avoid being swayed by friends and family members and what they’d like to see at your wedding is by writing down a list of wedding priorities that are important to you and your partner. Consider what is “worth-it” and what is “non-negotiable,” this will provide you with a better foundation with which to smile and say “no, thank you.”

Feature Image: Pinterest